by Stoffel | Aug 20, 2026 | ETF, Investing, Portfolio Management, Risk Premia
A reader who has just used the savings rate calculator knows two things: how much they can save each month, and roughly how large a portfolio they need for financial independence. What they do not know is what to actually buy. That gap is where most people freeze or...
by Stoffel | Jul 9, 2026 | Investing, Portfolio Management
Harry Browne built a portfolio that has survived stagflation, the dot-com collapse, the 2008 financial crisis, and the inflation shock of 2022. It has done exactly what it was designed to do for nearly five decades. And yet, for most people reading this, it is...
by Stoffel | Jun 25, 2026 | Investing, Portfolio Management
“Buy and hold” is one of the most useful pieces of investing advice ever given. It keeps investors in the market through volatility, suppresses trading costs, and reduces the tax drag of short-term gains. But somewhere along the way, “buy and...
by Stoffel | Apr 2, 2026 | ETF, Investing, Portfolio Management, Risk Premia
Updated July 2026 So, you have gone through the checklist. You understand your goals. You know your time horizon. You have accepted that markets will go up…and down. You are ready. Now comes the harder part. Not intellectually, but behaviourally: What do you actually...
by Stoffel | Mar 12, 2026 | Investing, Portfolio Management
What a Simple Map Reveals About the Future of the Global Economy Sometimes a single image can change the way you see the world. A few years ago, a striking visualization began circulating online: a circle drawn across Asia containing more people than the rest of the...
by Stoffel | Mar 5, 2026 | Decision Making, Hedging, Investing, Portfolio Management, Risk Premia
Volatility, War Headlines, and Staying the Course Markets dislike uncertainty. And few things create uncertainty faster than geopolitical conflict. As tensions escalate in the Middle East, financial markets have once again become more volatile. Oil prices move...
