Stoffel Wealth
Building Wealth, One Step At A Time
Welcome!
StoffelWealth.com is a personal blog focused on retail investing and financial literacy, offering practical insights on how to build wealth – one step at a time.
This blog is for retail investors, curious parents raising money-smart kids, and anyone on the path to building meaningful, long-term wealth.
At StoffelWealth, I share honest, experience-based insights. No hype. No shortcuts. Just the real work of showing up, learning, and staying in the game.
Here’s what you’ll find:
Investing
This is where I share personal, hands-on insights from my own journey as a retail investor.
From building model portfolios to managing risk, my goal is to help everyday people grow wealth over time – without the noise.
Financial Literacy
If you want to raise money-smart kids – or become money-smart yourself – this is your space.
I share practical tools, stories, and systems to help families and individuals build financial literacy from the ground up. Because understanding money early can change everything later.
Let’s build wealth – slowly, intentionally, and with a little curiosity along the way.
Latest Blog Posts
Pay Yourself First: The Simple Rule That Changes Everything
Introduction Every payday follows the same script. Money arrives, bills go out, subscriptions renew, groceries get bought, and whatever is left over, if anything is left over, gets saved. It feels responsible. But at the end of the month, the savings account barely...
Private Credit at a Crossroads: What Howard Marks and the Data Are Telling Us
Introduction On April 9, 2026, Howard Marks published "What's Going on in Private Credit?" - a full-length memo on the state of the market. Marks is co-founder of Oaktree Capital Management, one of the world's largest alternative investment managers, and his memos are...
Your Safety Net: Why an Emergency Fund Is the First Investment You Should Make
Introduction Picture this. You wake up on a Tuesday morning, check your phone, and find a message from your landlord: the lease is not being renewed. Or your car breaks down on the expressway. Or the company you work for announces layoffs, and your name is on the...
Your First Investment Plan: What to Do After You’re Ready
Introduction So, you have gone through the checklist. You understand your goals. You know your time horizon. You have accepted that markets will go up… and down. You are ready. Now comes the harder part; not intellectually, but behaviorally: What do you actually do...
Are You Ready to Start Investing?
A Practical Checklist Before You Buy Your First Stock Introduction At some point, many people reach the same conclusion: “I should start investing.” Maybe it is driven by rising costs of living. Maybe it’s curiosity. Or maybe it is simply the realization that leaving...
Book Review: The Second Leg Down by Hari P. Krishnan
Introduction The Second Leg Down: Strategies for Profiting After a Market Sell-Off by Hari P. Krishnan sits at the intersection of derivatives, crisis alpha, and portfolio protection. Instead of focusing on how to hedge before a crash, the book addresses a more...
The Circle That Contains Half of Humanity
What a Simple Map Reveals About the Future of the Global Economy Introduction Sometimes a single image can change the way you see the world. A few years ago, a striking visualization began circulating online: a circle drawn across Asia containing more people than the...
When Headlines Get Loud: A Reminder for Long-Term Investors
Volatility, War Headlines, and Staying the Course Markets dislike uncertainty. And few things create uncertainty faster than geopolitical conflict. As tensions escalate in the Middle East, financial markets have once again become more volatile. Oil prices move...
Private Markets Explained: What Retail Investors Should Know Before Investing
Private equity. Venture capital. Private credit. Infrastructure funds. These terms appear more frequently in financial media, podcasts, and wealth marketing materials. They are often presented as exclusive opportunities reserved for institutions and high-net-worth...
Disclaimer
I am not a qualified licensed investment advisor but a private retail investor with a broader interest in financial literacy. All information and content provided here, including any thoughts and ideas, opinions, forecasts and predictions, suggestions, or investment picks expressed or implied herein, are for informational, entertainment or educational purposes only and should not be construed as personal investment advice. While the information provided is believed to be accurate, it may include errors or inaccuracies.
I will not and cannot be held liable for any actions you take as a result of anything you read here. Conduct your own due diligence or consult a licensed financial advisor or broker before making any and all investment decisions. Any investments, trades, or other decisions made on the basis of any information found on this site are executed at your own risk.
StoffelWealth.com is my personal blog focused on retail investing reflecting my personal views. No representations or warranties are made with respect to the accuracy or completeness of the content of this entire blog, including any links to other sites. The links provided are maintained by their respective organizations and they are solely responsible for their content. All information presented here is provided ‘as is’, without warranty of any kind, expressed or implied.