by Stoffel | Aug 20, 2026 | ETF, Investing, Portfolio Management, Risk Premia
A reader who has just used the savings rate calculator knows two things: how much they can save each month, and roughly how large a portfolio they need for financial independence. What they do not know is what to actually buy. That gap is where most people freeze or...
by Stoffel | Apr 2, 2026 | ETF, Investing, Portfolio Management, Risk Premia
Updated July 2026 So, you have gone through the checklist. You understand your goals. You know your time horizon. You have accepted that markets will go up…and down. You are ready. Now comes the harder part. Not intellectually, but behaviourally: What do you actually...
by Stoffel | Jul 24, 2025 | ETF, Investing
If you’re new to investing, placing an order might seem simple. Just click “buy” and you’re done. But once you peek under the hood of a brokerage platform like Interactive Brokers, you’ll discover a different reality: dozens and dozens of order types, each...
by Stoffel | Jun 19, 2025 | ETF, Investing
If you are like many beginner investors, you may already own or be thinking about buying an Exchange Traded Fund (ETF) like the Vanguard Total Stock Market ETF (symbol: VTI) or the SPDR S&P 500 ETF (symbol: SPY) instead of buying individual stocks, bonds, or other...
by Stoffel | Jun 12, 2025 | ETF, Investing, Risk Premia
Last week, I explored risk premia and how they can help you build long-term wealth. If you have made it through that post, well done! Now, let’s make it practical. How do you actually get started? In this post I will explain the steps to take to actually get started...
by Stoffel | Sep 30, 2024 | ETF, Investing Blog, Risk Premia
Part 1: Recap of Risk Premia Harvesting As described in a previous post, Risk Premia Harvesting is a very accessible trading strategy for any retail investor and does not require a lot of effort to get going and keep going. As highlighted there, the most important...