by Stoffel | May 1, 2025 | Biases, Decision Making, Investing
Introduction Imagine losing $100. Now imagine finding $100. Which experience feels stronger? If you’re like most people, the pain of losing that money hits twice as hard as the pleasure of gaining it. This psychological phenomenon is known as loss aversion, one of the...
by Stoffel | Apr 5, 2025 | Decision Making, Investing, Portfolio Management, Risk Premia
Tariffs, Tumult, and Staying the Course: A Note to Long-Term Investors Markets are down. Headlines are loud. Uncertainty is abundant. But for long-term investors, this is not the time to panic. In response to a new wave of global tariffs announced by the Trump...
by Stoffel | Apr 3, 2025 | Biases, Decision Making, Investing
Why Even a Crystal Ball Won’t Make You Rich Imagine having tomorrow’s news today. Would you use it to strike it rich in the markets? That’s the premise behind a fascinating experiment conducted by Victor Haghani, James White, and Jerry Bell, described in their article...
by Stoffel | Mar 27, 2025 | Biases, Decision Making, Investing, Leverage
Why Most Retail Investors Lose Money Most retail investors – everyday individuals trading stocks and other assets – end up losing money or underperforming the market. Various analyses worldwide confirm this trend. For example, regulators in Europe found that 74–89% of...
by Stoffel | Oct 15, 2024 | Biases, Decision Making, Speculation
Do You Gamble? The Fine Line Between Investing and Speculation Many people lost lots of money in the past “investing” too much of their money into perceived lucrative opportunities. Think Gamestop. During the GameStop short squeeze in early 2021, many retail investors...
by Stoffel | Oct 5, 2024 | Decision Making, Wealth
Exploring the True Meaning of Wealth When most people think of wealth, the first thing that comes to mind is money – being rich, having a large bank balance, owning properties, or being able to afford luxury goods. However, while being rich typically refers to...
