by Stoffel | Apr 3, 2025 | Financial Literacy
Introduction Money skills don’t develop by accident. They develop through practice – and the best practice comes from handling real money, making real decisions, and living with the consequences. I started my son on a weekly allowance when he was five. Now that he is...
by Stoffel | Apr 3, 2025 | Biases, Decision Making, Investing
Imagine having tomorrow’s news today. Would you use it to strike it rich in the markets? That’s the premise behind a fascinating experiment conducted by Victor Haghani, James White, and Jerry Bell, described in their article “When a Crystal Ball Isn’t Enough to Make...
by Stoffel | Mar 20, 2025 | Hedging, Portfolio Management
Stock market downturns are a regular occurrence, and they are part of every investor’s experience over time. Exposure to risk is what generates long-term returns but it also requires investors to accept periods of volatility and temporary losses. This means having to...
by Stoffel | Mar 13, 2025 | Financial Literacy
Introduction My son’s school teaches him algebra. What it does not teach him is what to do with money: how to save it, how to spend it wisely, or why starting early matters so much. I noticed the gap when he was about five and started asking questions I did not...
by Stoffel | Mar 6, 2025 | Investing, Risk Premia
When evaluating investments, most people focus on returns – how much something gained or lost in a given year. But what often goes unnoticed is the volatility of those returns, and how it quietly eats into your long-term performance. As a long-term investor, you...
