by Stoffel | May 8, 2025 | Financial Literacy
Over the years I have spent investing and trading, I have observed something that holds true across every level of wealth and sophistication: the people who come out best are rarely the ones with the most capital, or the most complex portfolios. They are the ones who...
by Stoffel | May 1, 2025 | Biases, Decision Making, Investing
Imagine losing $100. Now imagine finding $100. Which experience feels stronger? If you’re like most people, the pain of losing that money hits twice as hard as the pleasure of gaining it. This psychological phenomenon is known as loss aversion, one of the most...
by Stoffel | Apr 29, 2025 | Financial Literacy
A Note to Parents By now, your child understands how to save and spend, spot needs versus wants, and even make a mini budget. Now it’s time to talk about where money actually comes from – and why it doesn’t magically appear. This post introduces the concept of...
by Stoffel | Apr 25, 2025 | Financial Literacy
A Note to Parents Now that your child understands how to save and spend – and how to tell needs from wants – it’s time to introduce another key financial skill: budgeting. Think of budgeting as a simple plan that shows kids how to use their money on...
by Stoffel | Apr 24, 2025 | Investing, Portfolio Management
Volatility targeting is an investment strategy that aims to keep your portfolio’s volatility at a consistent, predetermined level over time. In this beginner-friendly guide, we’ll explain what volatility is and why it matters, how volatility targeting works (for...
