Stoffel Wealth
Building Wealth, One Step At A Time
Welcome!
StoffelWealth.com is a personal blog focused on retail investing and financial literacy, offering practical insights on how to build wealth – one step at a time.
This blog is for retail investors, curious parents raising money-smart kids, and anyone on the path to building meaningful, long-term wealth.
At StoffelWealth, I share honest, experience-based insights. No hype. No shortcuts. Just the real work of showing up, learning, and staying in the game.
Here’s what you’ll find:
Investing
This is where I share personal, hands-on insights from my own journey as a retail investor.
From building model portfolios to managing risk, my goal is to help everyday people grow wealth over time – without the noise.
Financial Literacy
If you want to raise money-smart kids – or become money-smart yourself – this is your space.
I share practical tools, stories, and systems to help families and individuals build financial literacy from the ground up. Because understanding money early can change everything later.
Let’s build wealth – slowly, intentionally, and with a little curiosity along the way.
Latest Blog Posts
Risk Premia Harvesting: Earning Rewards for Taking Market Risks
Risk Premia and Risk Premia Harvesting Previously, I published a first post on Risk Premia Harvesting. In this post we will delve deeper into this topic and further explore Risk Premia and Risk Premia Harvesting. Fair warning though: this is a very long and wordy...
Why Young People Are Financially Illiterate and What We Can Do About It
Introduction “Being financially literate is just as important as knowing how to read and write.”Annamaria Lusardi, Stanford University Financial literacy isn't a luxury; it's a life skill. Yet, the data shows that most young people today are woefully...
Book Review: Thinking, Fast and Slow by Daniel Kahneman
Introduction Few books have had as profound an impact on the way we understand human behavior, especially in the context of decision-making, as Thinking, Fast and Slow by Daniel Kahneman. Published in 2011 and based on decades of psychological research (including his...
Diversification vs. Concentration: Why You Shouldn’t Copy Buffett
Introduction “Diversification is protection against ignorance.” Warren Buffett At the 2024 Berkshire Hathaway annual meeting, Warren Buffett officially announced he would step down as CEO, passing the torch to Vice-Chairman Greg Abel. After nearly 60 years of...
Don’t Outsource Financial Literacy
Don’t Outsource Financial Literacy Introduction: Why You Need to Understand Money In an age of digital convenience, it’s easy to assume we can delegate everything including our finances. Robo-advisors, wealth managers, banks, and fintech apps promise to handle...
Loss Aversion: Why Losing Hurts More Than Winning Feels Good
Introduction Imagine losing $100. Now imagine finding $100. Which experience feels stronger? If you’re like most people, the pain of losing that money hits twice as hard as the pleasure of gaining it. This psychological phenomenon is known as loss aversion, one of the...
Where Does Money Come From? (And Why It Doesn’t Grow on Trees)
💸 Where Does Money Come From? (And Why It Doesn’t Grow on Trees) 👨👩👦 A Note to Parents By now, your child understands how to save and spend, spot needs versus wants, and even make a mini budget. Now it’s time to talk about where money actually comes from - and why...
What Is a Budget? (For Kids!)
🧠💰 What Is a Budget? (For Kids!) 👨👩👦 A Note to Parents Now that your child understands how to save and spend - and how to tell needs from wants - it's time to introduce another key financial skill: budgeting. Think of budgeting as a simple plan that shows kids how...
Volatility Targeting: A Guide to Stabilizing Portfolio Risk
Introduction Volatility targeting is an investment strategy that aims to keep your portfolio’s volatility at a consistent, predetermined level over time. In this beginner-friendly guide, we’ll explain what volatility is and why it matters, how volatility targeting...
Disclaimer
I am not a qualified licensed investment advisor but a private retail investor with a broader interest in financial literacy. All information and content provided here, including any thoughts and ideas, opinions, forecasts and predictions, suggestions, or investment picks expressed or implied herein, are for informational, entertainment or educational purposes only and should not be construed as personal investment advice. While the information provided is believed to be accurate, it may include errors or inaccuracies.
I will not and cannot be held liable for any actions you take as a result of anything you read here. Conduct your own due diligence or consult a licensed financial advisor or broker before making any and all investment decisions. Any investments, trades, or other decisions made on the basis of any information found on this site are executed at your own risk.
StoffelWealth.com is my personal blog focused on retail investing reflecting my personal views. No representations or warranties are made with respect to the accuracy or completeness of the content of this entire blog, including any links to other sites. The links provided are maintained by their respective organizations and they are solely responsible for their content. All information presented here is provided ‘as is’, without warranty of any kind, expressed or implied.