by Stoffel | Oct 9, 2025 | Investing, Wealth
First published in September 2020, The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness quickly became a modern classic in personal finance literature. Morgan Housel, a former columnist at The Wall Street Journal and The Motley Fool, currently a...
by Stoffel | Oct 2, 2025 | Investing, Risk Premia
The Anchor of Stability – Lending Money Without a Bank License If stocks are the heartbeat of a portfolio and REITs offer real estate with the click of a button, then bonds are the quiet anchors keeping your wealth steady when the sea gets rough. For centuries,...
by Stoffel | Sep 25, 2025 | Investing
Updated May 2026 Most investors spend years searching for an edge: the right fund manager, the right sector, the right moment. The search feels productive. It almost never is. The evidence, accumulated over decades, points to a different conclusion: the investors who...
by Stoffel | Sep 18, 2025 | Investing
In a previous post, we explored what market timing is and why it’s so difficult to execute successfully. Today, we will dig deeper into one of the most striking findings from decades of academic research: the outsized impact of just a handful of trading days on...
by Stoffel | Sep 11, 2025 | Financial Literacy
Private consumer debt, including credit cards, personal loans, auto loans, and mortgages, affects millions of households worldwide. While credit cards offer convenience and perks, they can also act as a gateway to overspending and elevated debt levels, especially if...
