by Stoffel | Jun 26, 2025 | Financial Literacy
Introduction Despite over a decade of schooling, many young adults graduate without knowing how to budget, save, or handle credit. Basic financial skills – arguably as essential as math or reading – are largely missing from formal education. The results are telling:...
by Stoffel | Jun 19, 2025 | ETF, Investing
Introduction If you are like many beginner investors, you may already own or be thinking about buying an Exchange Traded Fund (ETF) like the Vanguard Total Stock Market ETF (symbol: VTI) or the SPDR S&P 500 ETF (symbol: SPY) instead of buying individual stocks,...
by Stoffel | Jun 12, 2025 | ETF, Investing, Risk Premia
Introduction Last week, I explored risk premia and how they can help you build long-term wealth. If you have made it through that post, well done! Now, let’s make it practical. How do you actually get started? In this post I will explain the steps to take to actually...
by Stoffel | Jun 5, 2025 | Investing, Risk Premia
Risk Premia and Risk Premia Harvesting Previously, I published a first post on Risk Premia Harvesting. In this post we will delve deeper into this topic and further explore Risk Premia and Risk Premia Harvesting. Fair warning though: this is a very long and wordy...
by Stoffel | May 29, 2025 | Financial Literacy
Introduction “Being financially literate is just as important as knowing how to read and write.”Annamaria Lusardi, Stanford University Financial literacy isn’t a luxury; it’s a life skill. Yet, the data shows that most young people today are...
