by Stoffel | Aug 7, 2025 | Financial Literacy
For most people, income is easy to track. Your salary gets deposited once or twice a month, and you can see the number in your bank account. But when it comes to expenses – the money going out – many of us are flying blind. It’s not uncommon to hear...
by Stoffel | Jul 31, 2025 | Investing, Risk Premia
Investing in Real Estate Without Buying a House: A Guide to REITs Real estate is one of the oldest and most familiar asset classes but for most retail investors, buying physical property is out of reach. It requires large capital outlays, ongoing maintenance, and...
by Stoffel | Jul 24, 2025 | ETF, Investing
If you’re new to investing, placing an order might seem simple. Just click “buy” and you’re done. But once you peek under the hood of a brokerage platform like Interactive Brokers, you’ll discover a different reality: dozens and dozens of order types, each...
by Stoffel | Jun 26, 2025 | Financial Literacy
Despite over a decade of schooling, many young adults graduate without knowing how to budget, save, or handle credit. Basic financial skills – arguably as essential as math or reading – are largely missing from formal education. The results are telling: according to...
by Stoffel | Jun 19, 2025 | ETF, Investing
If you are like many beginner investors, you may already own or be thinking about buying an Exchange Traded Fund (ETF) like the Vanguard Total Stock Market ETF (symbol: VTI) or the SPDR S&P 500 ETF (symbol: SPY) instead of buying individual stocks, bonds, or other...
