by Stoffel | Sep 25, 2025 | Investing
Updated May 2026 Most investors spend years searching for an edge: the right fund manager, the right sector, the right moment. The search feels productive. It almost never is. The evidence, accumulated over decades, points to a different conclusion: the investors who...
by Stoffel | Sep 18, 2025 | Investing
In a previous post, we explored what market timing is and why it’s so difficult to execute successfully. Today, we will dig deeper into one of the most striking findings from decades of academic research: the outsized impact of just a handful of trading days on...
by Stoffel | Sep 4, 2025 | Investing, Risk Premia
Owning a Piece of the World’s Businesses: A Guide to Stocks If REITs let you own real estate without ever swinging a hammer, stocks let you do something even more remarkable: buy a piece of the world’s greatest businesses from multinational tech giants to a small...
by Stoffel | Aug 28, 2025 | Decision Making, Investing
Artificial intelligence (AI) tools like ChatGPT are no longer just for tech enthusiasts – they are now accessible to anyone with an internet connection. In theory, this “democratization” of AI could level the playing field in financial markets by giving retail...
by Stoffel | Aug 21, 2025 | Financial Literacy, Wealth
The allure of early retirement is powerful: freedom from the grind, autonomy over your time, and the chance to finally do everything your job never let you. But what really happens when you leave the rat race far earlier than most? Is early retirement the endless...
by Stoffel | Aug 14, 2025 | Investing, Wealth
First published in 2018, Mastering the Market Cycle: Getting the Odds on Your Side is Howard Marks’s meditation on why financial markets ebb and flow. Marks, the co‑founder of Oaktree Capital Management and a respected investment memo writer, argues that investors...
