by Stoffel | Jun 26, 2025 | Financial Literacy
Despite over a decade of schooling, many young adults graduate without knowing how to budget, save, or handle credit. Basic financial skills – arguably as essential as math or reading – are largely missing from formal education. The results are telling: according to...
by Stoffel | May 29, 2025 | Financial Literacy
“Being financially literate is just as important as knowing how to read and write.”Annamaria Lusardi, Stanford University Financial literacy isn’t a luxury; it’s a life skill. Yet, the data shows that most young people today are woefully...
by Stoffel | May 8, 2025 | Financial Literacy
Over the years I have spent investing and trading, I have observed something that holds true across every level of wealth and sophistication: the people who come out best are rarely the ones with the most capital, or the most complex portfolios. They are the ones who...
by Stoffel | Apr 29, 2025 | Financial Literacy
A Note to Parents By now, your child understands how to save and spend, spot needs versus wants, and even make a mini budget. Now it’s time to talk about where money actually comes from – and why it doesn’t magically appear. This post introduces the concept of...
by Stoffel | Apr 25, 2025 | Financial Literacy
A Note to Parents Now that your child understands how to save and spend – and how to tell needs from wants – it’s time to introduce another key financial skill: budgeting. Think of budgeting as a simple plan that shows kids how to use their money on...
by Stoffel | Apr 16, 2025 | Financial Literacy
A Note to Parents As your child becomes more familiar with saving and spending, the next step is teaching them how to tell the difference between a need and a want. Understanding this difference builds decision-making skills and helps kids prioritize spending – a...
